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$500K yacht dropped onto dock

I once asked a forklift operator at a dry storage place if he had ever dropped a boat. He said there had been damage but never anything serious.

This isn't just some kid on a big forklift...

http://www.local10.com/news/9948836/detail.html

Dan
Sep 27
2006
Not quite:

http://en.wikipedia.org/wiki/Yacht http://en.wikipedia.org/wiki/Talk:Yacht

Bill
Sep 30
Not my words. Did you read the article? So how much do you have to spend to have a yacht? Dan
Sep 29
Yacht refers to a category of sailboat. CWM Charlie
Sep 28
>Yacht refers to a category of sailboat. Yacht is from an olde dutch word that means "pleasure boat".

In more recent times it is frequently used to describe a nicely maintained pleasure boat greater than 40 feet but YMMV.

Wayne.B
Sep 28
This is kinda interesting.

Out of curiosity, I've read a few cases, and it seems that if one seeks a binding *specifically negotiated* hold harmless agreement it must have some fairly specific language. For example, it must specifically say that the parties have agreed to the conditions that the bailee is not responsible for any sort of negligence. Now, I can't imagine any bailor in their right mind signing this sort of thing... other than some city or governmental agency which has protection via some other route.

This might make some sense if you tell me that you'll transport my boat for $1000 or give me a deal and transport the boat for $300 if I sign a hold harmless..... ASSUMING, of course, I can find some insurance to cover my situation for something less than $700.

Amazing what some people will sign!

Gene
Sep 28
It is all a matter of where you are in the food chain.

If you want to do business with Ford I am sure there will be a written contract with a specifically negotiated hold harmless provision attached. However, try to get Ford to buy into one and they will tell you to kiss off. ;-)

Sep 28
My insurance company would be the ones to whom I'd go for recourse. My deductible would be out the window. Of course, the insurance company could, and probably would, take on the marina. But, the contract says they're not liable. --

***** Hope your day is great! *****

John

JohnH
Sep 28
Hey, your contract said the same thing as mine! --

***** Hope your day is great! *****

John

JohnH
Sep 28
Have you read all the fine print on the back of the Breezy Point contract?

I won't discuss the stupidity of the post to which you responded! --

***** Hope your day is great! *****

John

JohnH
Sep 28
To be fair, the marina *did* repair, at outside cost, the damage to my fiberglass on two occasions. The damage wasn't extensive, but the repair was perfect.

They did this even though the contract said they weren't liable. --

***** Hope your day is great! *****

John

JohnH
Sep 28
Yes John, it is stupid to cross out ridiculous clauses in a contract before signing it (in your case, a statement that says the marina is not responsible for damages if they dropped your boat).

Thanks for the good laugh!

Sep 28
I would guess that there are *very, very, few* *specifically negotiated* hold harmless clauses. Indemnification can be looked at as a sort of insurance..... it does *NOT* protect any party from gross negligence and the well founded issues of bailment.

When the boatel accepts consideration for housing the bailor's property they are held to a pretty high standard of care. Prior negotiation of financial responsibility is fine, but I can't image that any court of law in any country would allow the bailee to skip without exercising reasonable and prudent care of the bailor's property.

Gene
Sep 28
One of the very few things I remember from Business Law 101 is that what seems logical and to be common sense in deciding cases like this .... usually isn't in the eyes of the law or court.

Eisboch

Eisboch
Sep 28
Gene,

One of the reasons the contract includes the hold harmless clause is shown in this thread. As we have seen there are people who do accept them as "the law", and believe it has removed the contractor from all liability. If 50% of the people believe that to be true, and don't file a claim, even if the contractor was negligent and their actions are not considered reasonable and prudent, the contractor and the contractor's insurance company come out ahead.

The scary thing (as we have seen in this thread) is many individuals and "contractors" believe their own hold harmless clause will actually protect them from any and all responsibility. If these people do not have adequate insurance to protect themselves from lawsuits they or their company can suffer severe financial harm and/or bankruptcy.

Reginald
Sep 28
That logic seems irrefutable! Gene
Sep 28
Exactly! In most cases it is merely smoke and mirrors, however, those that *feel* like they have signed away their rights.... well, I guess..... really have! Gene
Sep 28
Agreed, but they do exist. And they are the best type of indemnification. I have never read of *specifically negotiated* hold harmless agreement thrown out in court let alone on a regular basis as one person claims.
Sep 28
What you are saying is that negligence, with respect to a reasonable and prudent standards of care, is a simple cost of operation passed along to the customer. That can certainly be true, but I can't help but believe that successful lawsuits, where the bailor has prevailed, are a sort of corporate Darwinism. Gene
Sep 28
....and in three of the three boatels I've used, the 'fine print' says the marina is not responsible for dropping the boat from the fork lift.

FWIW. --

***** Hope your day is great! *****

John

JohnH
Sep 27
You're kidding, right? They have NO responsibility? How do you present that claim to your insurance company? Dan
Sep 28
Dan, The contract can say anything it wants, it does not necessarily remove them from having liability if your boat is damaged. It is happened to me, I would report it to my insurance company, and they would fight it with the botel. Reginald
Sep 27
If the contract included *specifically negotiated* hold harmless, indemnification or other risk transfer verbiage the liability can absolutely be transfered.over to the contractor.

If not, good luck. ;-)

JimH
Sep 27
$500k isn't a "yacht" that is just a nice boat. A yacht has a $500k boat swinging on davits. gfretwell
Sep 27
This is the only country in the world where an unconditional hold harmless waiver does not mean you can't find a lawyer who will sue for you. The scary thing is the number of times the plaintiff wins or simply walks away with (half to 2/3ds of a) a nice settlement. The lawyers take their piece off the top. gfretwell
Sep 27
Which is the reason the insurance companies have so many lawyers on retainer. The specifically negotiated hold harmless waiver is overturned in courts all the time. Reginald
Sep 27
They may not "win" very often when a waiver is present but if the plaintiff promises a long and ugly trial the defendant usually settles. Both lawyers make out fine. The injured party gets a few bucks. gfretwell
Sep 27
Nope. A general hold harmless perhaps. But not a specifically negotiated one.
Sep 28
Ahh. American business...irresponsible as always.

"We dropped your boat, but it isn't our fault."

Harry
Sep 28
Yup, they state the defendant was "negligent" and was not acting in a manner that would be considered "reasonable and prudent". As far as the injured party at the botel, as long as you have your boat insured for an agreed upon value you will come out ok. If you do not, your insurance company will probably come up with a value for your boat that is substantially below what you think it was worth, or what it will cost you to replace the boat. Reginald
Sep 28
Serves them right if they are foolish enough to sign a contract stating the company is not responsible for damages if they drop your boat. Anyone in their right mind would cross out that part of the contract before they signed it.
Sep 28
Better yet would be large signs outside and inside the marina, saying "we're not responsible if we drop your boat."

If that is their attitude, they need to be in another business.

Harry
Sep 28
The problem is not in the assignment of negligence it is recognizing and understanding that the customer/insured is going to pay either way, through higher insurance premiums or higher fees at the Marina/Boatel. Bert
Sep 28
   

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